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Personal Deposits

Independence Bank, a division of Allegiance Bank Texas, offers a wide array of depository services to meet your financial needs. Listed below are just a few of the accounts we offer.

Regular Checking

  • Unlimited Check Writing
  • Free Online Banking
  • No Charge Visa Check Card • Access to nationwide ATM network with no transaction fee from Independence Bank

NOW Checking

  • Unlimited Check Writing
  • Free Online Banking
  • No Charge Visa Check Card • Access to nationwide ATM network with no transaction fee from Independence Bank
  • Tiered interest rate based on account balance

Money Market Savings

  • Unlimited Check Writing
  • Free Online Banking
  • Unlimited over the counter withdrawals
  • No Charge Visa Check Card • Access to nationwide ATM network with no transaction fee from Independence Bank
  • Tiered interest rate based on account balance

Regular Savings

  • Minimum $100 deposit to open
  • No monthly service charge with minimum $300 balance
  • Unlimited over the counter withdrawals • Interest accrues daily
  • Interest paid monthly

Student Savings

  • Minimum $10 deposit to open
  • Free Online Banking
  • Unlimited over the counter withdrawals • Interest accrues daily
  • Interest paid monthly

Certificates of Deposit

  • Maturities range from 30 days to 60 months
  • Minimum $1,000 deposit to open • Jumbo rates on deposits over $99,000
  • Interest paid monthly

In addition to our traditional certificates of deposit, Independence Bank is a member of the CDARS Network.

Through the Certificate of Deposit Account Registry Service (CDARS), depositors with more than $100,000.00 can retain full FDIC coverage on every dollar. Depositing through CDARS is quick and uncomplicated. You select a maturity period and then we place your funds in multiple banks and thrifts, where your money will be eligible for full FDIC insurance coverage. You will enjoy a single financial relationship while you hold CDs issued by FDIC insured banks earning competitive interest.

By working with us, you can earn income, preserve capital, access FDIC insurance on your total deposit, and benefit from the security that comes with a consistent banking relationship. For more information about CDARS, please visit CDARS' web site: www.promnetwork.com.

For more information about our certificates of deposits and rates, please call us at 832-615-6800

VISA Debit Card

Visa Check Card is a fast convenient way to pay for your purchases or get cash without the hassle of writing a check. You can use the Visa Check Card anywhere that Visa, Pulse, or Cirrus is accepted. The purchase amount will be withdrawn directly from your checking account - just as if you wrote a check, only easier. Check card purchases will appear on your monthly statement, including information on the amount and date of your purchase. If you would like to request a Visa Check Card, visit our locations or log on to Online Banking and complete the Check Card application.

Please contact a Personal Banker at 832-615-6800 for additional Personal Banking details.

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